Agree With Freedom!
Agree is stronger than disagree and you end up becoming that which you resist. So don’t disagree, don’t resist, agree with what you want to have happen and focus on that!
Investment Tips
(Tom: There are some good tips below but I will trump them with this one.
I worked as an insurance agent for AMP for 12 years. THE most important investing tip I learned from my time there was, “Invest in your own income earning potential.”
You can only ever invest a portion of what you earn. If you earn 4 times as much you have a LOT more to invest!)
Josh Gwin writes:
in 2013 I had my money with a financial advisor.
The market went up 27%.
My investments went up 0%.
I asked my guy why and he said, “You said you didn’t want to lose money so I put you in very conservative investments.”
I started learning to manage my own investments the next day.
Here’s what’s worked for me:
Spend less than you earn.
Invest the difference in S&P 500 index funds. I use VTSAX primarily.
Keep expenses ratio low (easy if you invest in index funds with no financial advisor).
Automate your investing.
I have a percentage of every check I get automatically go to buy index funds.
Avoid any financial advisor that charges by assets under management (AUM).
Read Jim Collins stock series.
Marry the right person.
The Long Game: The Missing Chapter In The Book On Success
What is the thread that connects history’s greatest achievers? This missing chapter in the story of success reveals the secret to doing meaningful work.
Show this to every teenager you can. It has the power to change their lives. If we do it enough it will change this civilization!
Be Careful
Grade Point Avg By Cannabis Use
Karen Hadley writes: I found this chart in my research. You can see that a person who uses marijuana daily (green bar all the way to the right) will typically have significantly lower grades than a person who does not (green bar all the way to the left). Therefore it follows that if you want to be a success in school and in life, leave the pot alone. That’s the simple fact, summed up in this one chart.
Silicon Valley Bank, aka SIVB Crashes.
The beginning of the end for the US$ and fiat currencies? The story so far and analysis.
Before You Get Married
Grow Strong Roots
We Do Best When We Create
Do you have some creative time in your schedule? Do you make sure your kids spend some time each day creating rather than consuming entertainment?