Preparing for your ‘digital afterlife’: our 5-step approach

My accountant forwarded me this from Andreyev Lawyers:
When was the last time you posted a letter, printed out a photo, rang up your share broker, or visited a bank branch? Chances are, not that recently. This is because more and more of our lives are spent online, and hanging off digital cloud services.
But what would happen if you lost mental capacity or died? While your physical life may be well provided for, chances are your digital life is seriously at risk.
It is critical that you plan ahead so that access to your digital property, your passwords, online accounts and electronically-stored pictures and information can continue if you become incapacitated or die. By planning ahead, you can ensure full access to your digital property for your family and business partners. This will keep administration costs down, and ensure your valuable and significant digital property is protected.
Compared with physical property, the digital property has five additional and significant obstacles for your family and your legal personal representatives to overcome:
Account ownership and licensing;
Data encryption;
Laws regarding unauthorised access to computers and data services; and
Data privacy laws.
These obstacles can make it almost impossible for someone to access your digital property, even if you intend for them to be able to. You need to plan ahead.
How can you plan ahead?
Step 1: Make a list of all your digital assets and store a hard copy with your Will.
Regularly update this list of assets, accounts and passwords.
Step 2: Check the terms of the service agreements for each of your accounts.
You are looking to see if the terms specify what happens to the account on your death, to see if you actually own anything your beneficiaries can inherit. Many services only offer a limited ‘use right’ while you are alive.
If the service provides you with an option to ‘memorialise’ your account after death (e.g. Facebook), ensure your executors know your wishes and any particular message you would like to leave to friends or followers.
Step 3: Make a list of your important passwords, online accounts and digital property.
Specify what should be done with each item on your list if you become incapacitated or die. Keep your list up to date, store it in a secure location, and let your family and legal personal representatives know how to access it.
Step 4: If you store valuable or significant digital property in the cloud, back up your data to a local computer or local storage device on a regular basis.
Your legal personal representatives and family will be able to access the local device without having to deal with third parties who will be bound by privacy and data protection laws.
Step 5: Work with us to update your Will, Enduring Power of Attorney and other estate planning documents to address digital property.
At a minimum, this means your estate planning documents should:
Specify your wishes about the distribution or deletion of your digital property;
Provide your consent to divulge the contents of your electronic communications to your legal personal representatives;
Authorise your legal personal representatives to access your computing devices, storage devices, accounts, and data; and
Permit your legal personal representatives to bypass, reset or recover your passwords on your computing devices and to decrypt your encrypted data, if desired.
What should you do with your master passwords and codes?
You don’t have to list your passwords in your estate planning documents. This would be a serious security risk. Instead, store your passwords securely and let your legal personal representatives know how to access them. We are able to store your top-level passwords and codes securely and in a manner that will only allow access should you become incapacitated or die.

Effortless Weight Loss? Some data about Palmitoleic Acid – Omega 7

Reduces bad cholestrol by 11%
Reduces inflammation by 73% in 30 days
Turns on cellular signals in fat cells for them to release fat and in muscle cells for them to burn fat
Increases hormone that signals fullness by 26% – so you eat less
Boost collagen – great for skin and hair
Reduces insulin resistance
Reduces inflammation of digestive system
Increase bowel lining – think irritable bowel disease
The best omega 7 sources are sea buckthorn and macadamia nuts.
Both ingredients of mine.

Sleep helps wounds heal faster

Snoozing may be more important than good nutrition for cutting down healing time
A good night’s sleep can improve your mood, help you stay alert and boost your memory. Now data show that getting enough Z’s might also get your cuts to heal more promptly. In fact, sleep was more important than good nutrition in speeding wound healing.
This wasn’t what scientists had expected to see.
They had hoped to show that giving people a nutritional boost would make their skin wounds heal faster — even in people who were sleep-deprived. That would have been useful for soldiers in combat, or for doctors working long shifts in a hospital. The scientists thought it should work because good nutrition keeps the body’s immune system strong. That immune system helps repair injuries and guards against infection.

Another week of interesting coincidences. The above article talks about recent research discovering sleep more important than nutrition in speeding wound healing and within 24 hours I get two testimonials about my NutriBlast Immune blend being helpful! The first is from my daughter who recently visited Iceland from London and the second from my dentist.



Still taking the greens powder every morning. But forgot to take it to Iceland and toward the end of the trip I started getting a cold. As soon as I got back and started taking it again, boom – gone!

I replied to her:

Glad you are taking it and glad it is conferring some benefit but sorry to hear you started getting a cold. I’d like my powder to confer more than just 9 days immunity on a body. 🙂

But then again, I am greedy!



Dear Tom

Sorry I’m being late with this review.

Please put the following statement on your website:

Hi everyone. Im your local dentist.

Used to be sick all the time (you can imagine due to my work I’m in a very close contact with people’s mouths). I was constantly on antibiotics.

Ever since Tom introduced me to his immune product, haven’t been sick a single day. That is from August 2017.

I am very grateful to you Tom for helping my immune system to fight much much better.

Sincerely yours

Dr A Neskovska



If you are taking my regular or Vegan NutriBlast, don’t think for a moment you are missing out! All the ingredients in the Immune Blend are in the regular and Vegan blends. Obviously because the Immune blend has fewer ingredients, the immune boosting ones are in larger quantities.

And I d do get similar feedback from people taking the regular and Vegan blends. Strange how bodies do better on great nutrition, isn’t it?

Have a great week!


The Most Important Way To Change The World For The Better

When I look at everything going on around the planet at present, at all the news that hits my comm lines, of anything I could share with you, THE most important, the most applicable and the most beneficial thing would be this.
Anything you can do to make yourself
More aware
More perceptive
More intelligent
More energetic
More powerful
and a better communicator
is the best thing on which you can focus that will have beneficial effects on all whose lives you touch.
This week, what I would like to do is ask you to take a minute and do the following:
1. Make a list of 6 things in your life you would like to improve.
2. For each item on that list, write down something you could confront doing to improve that area.
Let me know what results you get from doing this will you?

How Do You Like Your Eggs?

The good folk at Nuferm, from where I source the 2012 probiotics I put in my top bars and powders, sent this Easter themed email that I thought to share with you as it has some very good recommendations for helping girls to keep “down there” in tip top condition!
Ovarian Health Issues are on the rise. Here are some quick facts & suggestions to keep your goody basket in great health this easter.
Ovarian Cysts
Ovarian cysts are common in women during their reproductive years, little fluid filled sacs that are produced during each menstrual cycle, commonly known as a ‘follicle’ which will release the ova/egg during the time of ovulation. If pregnancy does not occur, the follicle typically breaks down while being shed along with the uterus lining.
Ovarian Cysts can form when this process does not develop properly the follicle enlarges while filling with fluid. An ultrasound or laparoscopy can be used to diagnose ovarian cysts.
Types of ovarian cysts
Simple cysts or Functional cysts
The most common, usually harmless and typically resolve themselves within 3 or 4 menstrual cycles.
Endometrial Cysts or Chocolate cysts
These cysts occur when endometrial tissue attached itself to the ovaries, usually filled with blood, these can cause serious ovarian and fertility issues if left untreated.
Dermoid Cysts
These can contain various types of human tissue including hair, nails and teeth.
These cysts form from cells lining the outer surface of the ovaries.
Symptoms of ovarian cysts
Ovarian cysts can often present without any symptoms at all, other times the following can be experienced.
Pressure caused by the enlarged cysts can leave you with a feeling fullness and discomfort within the abdomen.
Painful sexual intercourse.
Disrupted/irregular menstrual cycle and/or painful periods.
Treatment options
Supporting our bodies with organic, healthy foods, minerals and probiotics to ensure optimal thyroid and hormonal functions are met, may reduce the symptoms of ovarian cysts and encourage healing.
Avoid diary products – dairy products have been known to worsen the effects of cystic formations within the body.
Avoid margarine and processed vegetable oils.
Increase Iodine, Selenium and Vitamin D Intake
Iodine deficiencies may increase the risks of cysts within the ovaries, breast and thyroid gland. Treating the thyroid with nutritional medicine has been known to resolve issues related to cystic growths.
Selenium & Vitamin D have also been known to shrink, drastically reduce the size of the ovarian cysts.

Fragrance Is The New Secondhand Smoke

Smelling sweet is not so good!
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World's largest animal study on cell tower radiation confirms cancer link

Researchers with the renowned Ramazzini Institute (RI) in Italy announce that a large-scale lifetime study of lab animals exposed to environmental levels of cell tower radiation developed cancer. A $25 million study of much higher levels of cell phone radiofrequency (RF) radiation, from the US National Toxicology Program (NTP), has also reported finding the same unusual cancer called Schwannoma of the heart in male rats treated at the highest dose. In addition, the RI study of cell tower radiation also found increases in malignant brain (glial) tumors in female rats and precancerous conditions including Schwann cells hyperplasia in both male and female rats.
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