
Here are some highlights from Phinance Technologies regarding disability rates based on data from the Bureau of Labor Statistics.

Tom's Blog on Life and Livingness

Here are some highlights from Phinance Technologies regarding disability rates based on data from the Bureau of Labor Statistics.
(Tom: There are some good tips below but I will trump them with this one.
I worked as an insurance agent for AMP for 12 years. THE most important investing tip I learned from my time there was, “Invest in your own income earning potential.”
You can only ever invest a portion of what you earn. If you earn 4 times as much you have a LOT more to invest!)
Josh Gwin writes:
in 2013 I had my money with a financial advisor.
The market went up 27%.
My investments went up 0%.
I asked my guy why and he said, “You said you didn’t want to lose money so I put you in very conservative investments.”
I started learning to manage my own investments the next day.
Here’s what’s worked for me:
Spend less than you earn.
Invest the difference in S&P 500 index funds. I use VTSAX primarily.
Keep expenses ratio low (easy if you invest in index funds with no financial advisor).
Automate your investing.
I have a percentage of every check I get automatically go to buy index funds.
Avoid any financial advisor that charges by assets under management (AUM).
Read Jim Collins stock series.
Marry the right person.
And he did not even include the clincher! The fact that the University of North Carolina, Chapel Hill stated in a research paper that they had produced SARS COVID-2! https://www.tomgrimshaw.com/tomsblog/?p=43678
https://alexberenson.substack.com/p/a-dozen-questions-to-ask-anyone-who



Experts often don’t agree, we’re drowning in information, and censorship is a very real thing – here’s how to not get lost and confused navigating information.
I wanted to present a quick collection of ideas, thoughts, and reflections that can act as tools for navigating the information landscape. It can be confusing out there, hopefully these tools make things easier.
I want to point out that we have the potential to live in a world where we would not have to have this level of discernment. It would be possible if we were less blinded by political ideologies, emotions, social media algorithms and censorship. But given this is the landscape we find ourselves in today, knowing how to weather the storm is essential.

Craig Kelly writes:
The Cult of the Vaxinists want to inject dairy cows with gene altering nMRA, so by drinking milk or eating an icecream the nMRA gets installed in the human body.
We must fight to keep nMRA out of our food chain.
If you think I’m making this read this:

Paul Davis, Hensen’s lawyer, defended Hensen, declaring, “This arbitrary ridiculous order by the Texas Medical Board required him to put masks on all his ears, nose and throat patients, who already have difficulty breathing. So, bottom line, the Texas Medical Board is taking a doctor’s license in the state of Texas, shutting down his practice, because he refused to do harm to his patients.” Hensen has said he will file suit.
One of the most important projects to which we can devote time. If CBDCs reign, we are slaves or dead. Let’s have fun and win this one!

They discuss the recent banking scare, what’s really driving it, as well as the true motivations behind the seemingly world-wide push toward CBDCs, digital IDs and social credit. The financial side of this is what Catherine calls “the financial coup”, an integral part in the long-sought plan to bring about The Great Reset.
https://nexusnewsfeed.com/article/human-rights/catherine-austin-fitts-interview/